diisi HPK
With Suncorp life insurance, you can protect the life that you are building from those troubles. Have you ever wondered about financial hardship in the future? If you become terminally ill or suddenly die, with a lump sum payment amount $100,000 to $1 million, you can feel relaxed knowing that when your loved ones could be spared from the financial strain.
Then what kind of protection that include in Suncorp Life Insurance? It all covers your death by natural causes, illness and accident. Also intentional self-inflicted act, like suicide, covered after having all the policy for thirteen months.
How the cover of Suncorp life insurance works?
How the Suncorp life insurance cover works is explained below? These are explained what’s covered. You can decide yourself.
- If you're diagnosed with a terminal illness, you could receive all of your payout early. But we will advance your full payout, if a registered doctor diagnoses you so. This can help you to make some lasting memories with your loved ones or arrange your financial affairs.
- All the payout is a tax-free lump sum, and with no restrictions by how it is spent. You can also select how much you need based on your individual circumstance. Consider your own circumstances and the level of cover you may need. Suncorp life insurance cover offer between $100,000 and $1 million. You can try our interactive calculator as a basic guide to the amount which you may need, when you unsure about it. It is so important to help protect your family with choosing the right amount of life cover.
- In two business days, it’s approved claims that generally pay out. Only deal with the one that dedicated claims manager.
- Early payout of $10,000 for the funeral costs. To help with other immediate expenses or the costs of your funeral, Suncorp Funeral Advancement Benefit usually pays out within 24 hours after the completed claim of the Suncorp life insurance form and receiving the death certificate.
- Flexibility to decrease or increase cover and keep up the life's changes. If you made other changes to your financial situation, have had a baby, or bought a house, you can also change the level of cover on your own policy.
- It’s all covered worldwide 24/7. You may feel reassured because you are covered no matter where you are now.
- Nominate up to five beneficiaries, the people who will receive your payout.
- Covered you until the age of 99.
What’s not covered by Suncorp life insurance?
And what's not covered by Suncorp life insurance protection? The intentional self-inflicted act such as suicide. Within the first thirteen months from your policy commencement is not covered by Suncorp life insurance.
However, if you choose to complete your application, you won’t be required to undergo medical examinations or any blood tests. Instead the health information that provide in your application. The life insurance may have to contact you on some occasions with outstanding questions that we need it answered, depending on the information that you provide in Suncorp life insurance.
